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Business Debt Experts · Since 1998

Avoid Merchant Cash Bankruptcy.

MCA lenders move fast when your business misses a payment. So do we. We can lower your monthly payments by up to 90% - no new borrowing.

  • 28 YearsSince 1998
  • Almost 20,000Business owners helped
  • 50,000Settlements

Free Consultation

Stop Cash Advances
From Killing Your Cash Flow

Call 1.800.432.2208 or fill out this form for a free consultation.

Step 1 of 5
How Much Total Business Debt Do You Have?
Please choose an amount.
Thank you for reaching out.

Our program is built for businesses with $15,000 or more in business debt, so it may not be the right fit today. If your situation changes - or if there's more to it than a form can capture - call us at 800-432-2208. A specialist will tell you honestly whether we can help.

What Kinds of Business Debts Are You Dealing With?
Please choose at least one.
Which Types of Loans and Leases?
Please choose at least one.
Which Other Types of Debt?
Please choose at least one.

If your business debt isn't covered in our form and we've missed something, please call us at 800-432-2208.

Which Best Describes Your Current Payment Situation?
Please choose one.
You have selected:

Current and no financial issues at all with my business

Is this correct?
Who Should the Specialist Ask For?
Please fill in all four (valid email required).
Best Phone Number to Reach You?
Please enter a valid phone number.

Your information is confidential. By submitting, you agree a Corporate Turnaround specialist may contact you by phone or email about your business debt.

You're All Set.

A business debt specialist will reach out shortly - usually the same business day. If you'd rather not wait, call 800-432-2208 now.

While you wait - our clients:

"I had multiple lenders and they refused to change daily payments until CT found me. I went from paying every day to paying only once a month and saved a tremendous amount of money."
- Keona J. · Google review

"CT helped me turn my drowning loan payments of hundreds of dollars a day down to $500 a month while they worked out a settlement... In the end they saved my business."
- Kristofer A. · Google review

Our Guarantee: If you qualify for our guarantee, then the amount you pay back, including our fees, will be less than what you actually owe.
Safe & Secure: Your information is confidential and will not be shared with outside parties.

In their own words

Business owners we've helped.

From $18K a month to $6K

"We went from around $18K a month debt service to $6K a month... We recently paid off our creditors. Our business has recovered much faster, and less expensively than if we had declared bankruptcy."

Cynthia S.
Small business owner · Google review

Daily payments became monthly

"I had multiple lenders and they refused to change daily payments until CT found me. With CT's help I went from paying every day to paying only once a month and saved a tremendous amount of money."

Keona J.
Small business owner · Google review

Hundreds a day down to $500 a month

"CT helped me turn my drowning loan payments of hundreds of dollars a day down to $500 a month while they worked out a settlement... In the end they saved my business."

Kristofer A.
Small business owner · Google review

A cash advance nearly took the business

"I took one out and nearly lost my business as a result. Adam Lang was my contact and his team worked my account until we got what we needed - a payment plan with my cash advance company that could actually keep up. What a relief!"

Jack Smith, JSJ Facility Services
Commercial cleaning · Client letter

What we can do.

We can negotiate with your funders and creditors - including the toughest ones, at every level of urgency - and build one monthly budget your business can actually afford. We can lower your monthly payments by up to 90%. No new borrowing.

Keep your business open.

Almost 20,000 business owners have come to us for help since 1998. Call or fill out the form, and a specialist will show you exactly how we can help your business. Free and confidential.

It's Proven

We've worked with almost 20,000 small businesses and negotiated over 50,000 settlements that were irreconcilable prior to our involvement.

It's Tested

We've successfully resolved over $800 million in debts with creditors, collection agencies and attorneys. We routinely settle cash advances, lawsuits, judgments and business loans.

It's Trusted

We have an 'A+' rating with the Better Business Bureau - 28 years of helping small businesses get out of debt within a budget they can afford.

Clear direction from the first conversation

How Corporate Turnaround works

01

The review

A short, confidential form gives a specialist a head start. The conversation does the rest. We look at the full payment picture - every advance, card, vendor, and loan - and what your business can afford monthly while staying open.

02

The plan

Not all creditors and debts are the same. We find out everything before we begin - lawsuits, collections, vital suppliers - and build one affordable monthly budget.

03

The negotiations

We negotiate with your creditors - including lenders, collection agencies, and attorneys. We can lower monthly payments by up to 90%. No new borrowing.

Here’s how the cycle usually goes: revenues pick up for a week, and it feels like there’s no need for help. Then things drop again. But since they picked up before, maybe it’s OK to wait and see. This can go on for months - while debts reach the point where no one can help, no matter how skilled. Don’t wait for the perfect time.

Straight answers

Before you reach out

Is this a new loan?

No. Corporate Turnaround negotiates existing business debts. The goal is to create affordable agreements without borrowing again.

Do I have to close the business or file bankruptcy?

No. This is an out-of-court business debt restructuring program designed to help businesses avoid bankruptcy.

What kinds of businesses do you help?

We work with owner-operated and privately held businesses across industries - including trucking, construction, medical practices, restaurants, retail and professional services.

What kinds of debt can be included?

Merchant cash advances, business credit cards, debts from vendors, suppliers, loans and more. We also handle debts at all stages including collections, lawsuits and judgments.

What happens after I submit the form?

A business debt specialist reviews your situation and contacts you for a free, confidential consultation. There is no obligation.

Bring us all of it

It is never just one debt.

The daily withdrawal gets the attention. The vendor invoices, cards, leases, loans and legal pressure are still there. We look at the whole picture and build one plan instead of ten fires.

01

Merchant cash advances

Daily and weekly withdrawals that leave too little operating cash.

02

Vendor and supplier debt

Past-due balances that put inventory and essential relationships at risk.

03

Business cards and lines

Revolving balances that helped the company survive but now crowd out payroll.

04

Collections and lawsuits

Creditor calls, demand letters and legal pressure that keep escalating.

05

Judgments and frozen accounts

Urgent situations where delay can make a difficult problem worse.

06

Business loans and taxes

Obligations that need one workable plan alongside everything else.

We’re not a debt settlement company - we’re a debt restructuring firm for business debts only. Debt settlement chases the biggest reduction with every creditor, no matter who they are or what threat they pose - negotiating with your eyes closed. We work differently: stages of collection, each creditor’s leverage, and every agreement within what your business can actually afford.

You don't have to face this alone.

Get Your Free Review

Or call 800-432-2208

© Corporate Turnaround · 95 Route 17 South, Paramus, NJ 07652
Since 1998 · A+ BBB
Corporate Turnaround · Business debt restructuring for businesses only. We negotiate with creditors, collection agencies, and attorneys to lower payments; results vary. Not a lender. © 2026 Corporate Turnaround · Paramus, NJ